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The Hard and True Reality of Immigration

by Tzvi Szajnbrum, Attorney at Law and Notary | Dec 15, 2012 | Bankruptcy and Debts (Otsaa La Foal), Citizenship & Immigration, Consumer Rights, Drive & Travel in Israel, Inspirational or Personal

I cannot prevent you from getting into trouble in Israel, but if you really want to succeed in your Aliyah, you will have to learn how to adapt well

What is a “Tsav Ikuv Ietsia Min Haretz” and How can it be a Mistake?

by Tzvi Szajnbrum, Attorney at Law and Notary | Jul 21, 2012 | Bankruptcy and Debts (Otsaa La Foal), Debts, Bankruptcy and Finances, Marriage & Divorce, Small Claims

A ban is what it is – you cannot leave Israel even if the ban was issued by mistake

Don’t Sweat the Small Stuff (part I)

by Tzvi Szajnbrum, Attorney at Law and Notary | Apr 30, 2011 | Bankruptcy and Debts (Otsaa La Foal)

This is a series of short articles on why you should not “sweat the small stuff”. Pick your battles and be smart. Today we will learn about the “green notice” (called: “Azaara”) from the “Otsaa La Foal” office This piece of paper (the “green paper”) could change your...

The Power of the Law II – “Exit Ban” (Departure from Israel Prohibition Order)

by Tzvi Szajnbrum, Attorney at Law and Notary | Mar 26, 2011 | Bankruptcy and Debts (Otsaa La Foal), Debts, Bankruptcy and Finances

Financial Devastation: A True Story Mr. and Mrs. Smith, in their late forties, made Aliyah in 2007 with their two children, ages 13 and 15. They moved to a small community (yishuv) in the Samaria area in a rented house and for a short period were satisfied with their...

The Power of the Law

by Tzvi Szajnbrum, Attorney at Law and Notary | Feb 19, 2011 | Banking, Bankruptcy and Debts (Otsaa La Foal), Debts, Bankruptcy and Finances, Israeli Legal System

What you should know about the Israeli legal system More and more new immigrants are unfortunately getting into trouble with “the law”. The majority of the problems concern monetary issues; therefore it is of paramount importance to explain how the system works. From...

Mortgage Guarantors & Default

by Tzvi Szajnbrum, Attorney at Law and Notary | Feb 5, 2011 | Bankruptcy and Debts (Otsaa La Foal), Debts, Bankruptcy and Finances, Real Estate

What happens to a mortgage guarantor when the borrower defaults on the loan? Read about the true case…

Inheritance and Settling Debts

by Tzvi Szajnbrum, Attorney at Law and Notary | May 7, 2010 | Bankruptcy and Debts (Otsaa La Foal), Debts, Bankruptcy and Finances, Family Law, Wills & Inheritance

As we explained in our article about Wills in Israel, a person is entitled to write a will in which he leaves an inheritance from what was his, to anyone or any organization he so chooses. This is his last request and should be respected. But what if this person, the...

Prenuptial Resulted in No Control & No Money

by Tzvi Szajnbrum, Attorney at Law and Notary | Apr 28, 2010 | Bankruptcy and Debts (Otsaa La Foal), Debts, Bankruptcy and Finances, Family Law, Marriage & Divorce

  This is a true case, the names and personal details of the real people were changed to respect their privacy. Judy, a young Israeli, met her “true love” – Mark, an American living in Israel since he was a child. Judy was 23 and Mark was 30. In fact, Mark was...

Limited Bank Account

by Tzvi Szajnbrum, Attorney at Law and Notary | Dec 29, 2009 | Banking, Bankruptcy and Debts (Otsaa La Foal)

  Every day in Israel about 15,000 checks are returned (“chozrim”) or bounced. Over one hundred thousand customers have had their accounts restricted following returned checks and there are over two hundred and fifty thousand restricted bank accounts. There is...

Liens & Attachments

by Tzvi Szajnbrum, Attorney at Law and Notary | Dec 24, 2009 | Bankruptcy and Debts (Otsaa La Foal), Civil & Litigation, Debts, Bankruptcy and Finances, Drive & Travel in Israel

What are Liens and Attachments? How they affect your life in Israel?

Marriage and Financial Dependence

by Tzvi Szajnbrum, Attorney at Law and Notary | Dec 15, 2009 | Bankruptcy and Debts (Otsaa La Foal), Criminal Law, Debts, Bankruptcy and Finances, Domestic Violence, Family Law, Marriage & Divorce

Marriage and Financial Dependence: How bad your life could be if you depend (financially) on your spouse? Bad, really bad

Divorce and Emigration

by Tzvi Szajnbrum, Attorney at Law and Notary | Dec 15, 2009 | Bankruptcy and Debts (Otsaa La Foal), Children's Rights, Family Law, Marriage & Divorce

How bad could be to be married to an Israeli. Under certain conditions it could be really difficult

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